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Money Market Deposit Account
This account is an interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account DAILY. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.
We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum average daily balance of $1,250.00 in the account each day to obtain the disclosed annual percentage yield.
You must deposit $2,500.00, or more, to open this type of account. You may make six (6) transfers from your account each month, if by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card, or similar order (including POS transaction) made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, or by mail or at an ATM are unlimited.
Dormant Fees: $8.27 per month when inactive more than 12 months and less that $1250.00